About Our Underwriters

BCS Insurance Group is comprised of two for-profit, multiple-line insurance companies with diverse capabilities. They are BCS Insurance Company (BCSI) and 4 Ever Life Insurance Company. These two companies, along with their parent BCS Financial Corporation, are based in Oakbrook Terrace, Illinois.

BCSI is a multiple-line property and casualty insurance company that offers a range of insurance and employee benefits, professional liability and commercial products.

BCSI has diverse capabilities, with a two-fold mission. First, they are the premier source for insurance and reinsurance for the Blue Cross and Blue Shield Plans, their customers, employees, providers and agents. Secondly, they market products and services to meet the specialized needs of selected commercial insurance markets.

Rated in the "A-" (Excellent) category by the A.M. Best Company, BCSI is licensed in all 50 states. To review the company's rating and description by A.M. Best Company, go to: www.ambest.com.

BCS Insurance Company
2 Mid America Plaza
Suite 200
Oakbrook Terrace, IL 60181

Jefferson Insurance Company ("Jefferson") was incorporated on March 15, 1950 under the laws of New York and commenced business on June 8, 1950. On April 1, 2007, Jefferson became a wholly owned subsidiary of AGA Inc.. Jefferson began issuing travel, event ticket and other specialty insurance policies in late 2007.

Jefferson has been rated "A+" (Superior) by AM Best Co.. To review the company's rating and description by A.M. Best Co., go to: www.ambest.com.

Jefferson Insurance Company
9950 Mayland Drive
Richmond, VA 23233

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.

About Our Underwriters

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