June 1, 2020
Due to travel restrictions, plans are only available with travel dates on or after
Due to travel restrictions, plans are only available with effective start dates on or after
Ukraine; Belarus; Moldova, Republic of; (North) Korea, Democratic People's Rep; Russian Federation
For any misstep we make while traveling, the consequences are almost always greatly amplified.
We’re separated from family and friends, familiar medical facilities, and doctors who know our medical history. We don’t even have our own couch or bed to chill out and recuperate on.
But with some help from TravelSmart, getting injured or sick while traveling can be met with the same confidence we have in our own backyard.
That’s because the Allianz Global Assistance team endeavored to create an app that did more than simply streamline the use of your travel insurance plan. We created a free app that to help all travelers troubleshoot getting injured or sick while traveling — including medical emergencies of all shapes and sizes.
Let’s take a closer look at TravelSmart’s features, how it can work hand in hand with travel insurance, and how it can bail you out in some hypothetical travel scenarios.
Many companies design apps that are only useful for their paying customers. And yes, TravelSmart can supercharge your travel insurance experience by bringing up your plan in a few swipes, showing your claim status, and even providing an updated flight status.
But it also performs a number of functions that can help you or a travel companion when you’re sick while traveling or experiencing another real medical emergency.
Here are some of the actions TravelSmart helps facilitate:
Before reading on, take a moment to download the TravelSmart app.
While you don’t need to be an Allianz Global Assistance customer to enjoy many of the benefits of TravelSmart, when the two join forces the lifeline increases exponentially.
For starters, all of our travel insurance plans come with the 24-Hr. Assistance benefit you just read about. That’s multilingual assistance accessible directly from TravelSmart on your mobile device.
From there, our travel insurance plans offer various benefits designed for a range of budgets and itineraries — some of which are critical for emergency situations. For example, Emergency Medical provides benefits for losses due to covered emergencies. And Emergency Medical Transportation handles medically necessary transportation to the nearest medical facility.
These benefits are critical in the event that you or a member of your travel party experience a medical emergency in a remote corner of a foreign land — or even on a plane while taxing to the runway. We recommend that you think about your destination, your current health status, and what you’ll be doing at your destination when assessing the right-fit benefit maximum amounts. For example, if you’re flying to Cleveland for a business trip, the OneTrip Basic plan’s $10,000 Emergency Medical limit and $50,000 Emergency Transportation limit may be enough to handle sickness and injuries on the road. But if you’re heading to Kuala Lumpur to explore subterranean Hindu temples at the Baku Caves, the OneTrip Prime plan’s increased benefits of $25,000 and $500,00, accordingly, may be the smarter move.2
Now that you know how TravelSmart can come to your rescue, let’s walk through a few hypothetical travel emergencies to see just how it can work:
Without a fully functional crystal ball, getting injured or sick while traveling — and all medical emergencies — are tough to avoid. (That said, TravelSmart’s Location-Based Alerts do a great job of sharing important events and updates specific to your area.)1 And while you may not need to access travel insurance benefits specifically designed to help out during a medical emergency, imagine the peace of mind you’ll have.