Travel Insurance Benefits

Baggage Delay

Definition: Your baggage is delayed by a common carrier, hotel or tour operator for 12
hours or more. Travel insurance can reimburse you for reasonable essential items up to the specific policy’s limit until your baggage arrives. If your plan includes SmartBenefits^SM, you can opt to receive a fixed inconvenience payment of $100 per insured person, per day, for a covered baggage delay (up to the maximum no-receipts limit). No receipts required — just proof of a covered delay.

Example: It’s a good thing you arrived at your big quarterly meeting a day early to prepare. Because your luggage didn’t. When you made your connection in Chicago to Madison, Wisconsin, your luggage was sent to Atlanta. At least that’s what the airline office told you several hours after filing a claim. And while it’s going to take about 36 hours to reunite with your clothes, toiletries and more, you do have time to go shopping for a toothbrush and new duds. And you’ll still have the chance to review the notes for your big speech to shareholders, minty-fresh breath and all.

Available in: OneTrip Basic Plan, OneTrip Prime Plan, OneTrip Premier Plan, OneTrip Emergency Medical Plan, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier

Further Reading

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.