Travel Insurance Benefits

Trip Change Protector

Definition: Reimburses fees or extra expenses from a carrier or supplier if you must cancel or change your airline, rail, cruise, or tour itinerary for a covered reason. The trip change protector benefit also can reimburse fees for redepositing loyalty points, if you use those points to purchase travel and then cancel or change your trip for a covered reason.

Covered reasons include having your trip canceled or interrupted for a covered reason listed in your plan or because:

You or a traveling companion are delayed by severe weather on the way to your travel carrier’s departure, as long as you allowed enough time to board as scheduled.
You’re traveling in order to attend an event and the event gets rescheduled. In this instance, the trip change protector benefit can reimburse any fees incurred to change your travel and lodging arrangements to when the rescheduled event occurs.

Example: You book a flight to Jamaica this fall to attend a multi-day reggae music festival. A week before the event, however, an oncoming hurricane forces organizers to reschedule the festival for the spring. You contact your airline to change the flight, and they charge you a $100 change fee. Luckily, you have travel insurance with the trip change protector benefit, which means you can file a claim and be reimbursed for the fee.

Available in: OneTrip Prime, OneTrip Premier

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.