NEW: Cancel Anytime Is Now Available as an Upgrade on OneTrip Prime and OneTrip Premier

Have you ever worried about canceling a trip for a reason that’s not covered by travel insurance? Allianz Travel Insurance now offers a Cancel Anytime optional upgrade on our most popular plans, OneTrip Prime and OneTrip Premier.

Cancel Anytime can reimburse 80% of your lost non-refundable trip costs if you cancel your trip for almost any unforeseeable reason your plan does not already cover. With Cancel Anytime, you can enjoy perfect peace of mind. 

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What’s the difference between trip cancellation and Cancel Anytime?

Travel insurance with trip cancellation benefits can reimburse up to 100% of your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason. Covered reasons are certain situations and events that, when they occur, mean you may be eligible to make a claim. Covered reasons for trip cancellation are listed in your plan documents, and include things like:

• The covered serious illness or injury of the insured traveler or traveling companion
• The covered serious illness or injury of your family member (if it’s life-threatening or requires hospitalization)
• You or your traveling companion getting legally separated or divorced
• Your destination becoming uninhabitable

If you cancel your trip for a reason that is not specifically covered, then your trip cancellation benefits can’t reimburse you. Cancel Anytime can.

When you purchase the Cancel Anytime upgrade, you get benefits for trip cost reimbursement up to $16,000 if you cancel for a reason that’s not otherwise covered in your plan.

How does the Cancel Anytime upgrade work?

Here’s one hypothetical example. You’re splurging on a trip to Hawaii to attend your friend’s destination wedding. Between the luxury resort and the airfare, you’re spending $3,000. Then, you get a tearful call from your friend. Bad news: They broke up, and the wedding’s off. More bad news: It’s too late to get a refund from the resort or the airline.

If you don’t have the Cancel Anytime upgrade, your choices are limited, since a canceled wedding isn’t covered under a normal travel insurance plan. You can go on the trip (minus the wedding), or cancel and lose the money you spent. With Cancel Anytime, you can file a claim to get reimbursed for 80% of your prepaid, nonrefundable costs. To file a claim, you’ll need to submit your proof of payment for the trip costs, as well as documentation of any refunds received and other required documentation. Then, you can get back $2,400 to take a vacation you’d actually enjoy.

What’s the difference between Cancel Anytime and other companies’ “cancel for any reason” (CFAR) travel insurance?

Cancel Anytime offers travelers increased flexibility and more generous reimbursement, compared to other companies’ CFAR travel insurance plans.¹

• Cancel Anytime allows you to cancel as late as the day of departure (as long as you haven’t left on your trip). Most “cancel for any reason” plans require you to cancel no later than 48 hours before your trip is scheduled to begin.
• Cancel Anytime can reimburse 80% of your prepaid, nonrefundable trip costs. Most “cancel for any reason” plans only reimburse 50% to 75% of your trip costs.

Cancel Anytime allows you to cancel your trip for almost any unforeseeable reason. Certain exclusions apply; please read your plan documents for details.

What are the requirements for purchasing the Cancel Anytime upgrade?

To purchase the Cancel Anytime upgrade, you must insure the full cost of your trip within 14 days of paying your first trip deposit or other trip expense. Also, the start date of your trip must be at least 30 days in the future.

Cancel Anytime is not available in all states. When you’re getting a quote for travel insurance, enter your state of residence to find out if you’re eligible for Cancel Anytime.

Do I need the Cancel Anytime upgrade?

If you’re worried about having to cancel your trip for a reason that’s not covered by the trip cancellation benefit, then the Cancel Anytime upgrade can be a smart buy.

Here’s what we recommend. Once you get a quote for travel insurance, click the link that says “Plan and Pricing Details (PDF)” and read through the list of covered reasons for trip cancellation. Ask yourself: Is there any likely reason you might cancel the trip that’s not included in the list? If so, you may want the additional protection of Cancel Anytime.

Also, consider the overall cost of the nonrefundable portions of your trip. If your airline, hotel and other travel suppliers have generous refund policies, you may not need Cancel Anytime. But if you’re planning an expensive, nonrefundable vacation, then Cancel Anytime can give you extra peace of mind.

What are some scenarios in which the Cancel Anytime upgrade can help?

Here are some common situations that aren’t considered covered reasons for the trip cancellation benefit. If you have to cancel for one of these reasons, Cancel Anytime can reimburse 80% of your nonrefundable trip costs.

• Your dog, cat, or other pet gets sick right before your trip
• A friend or relative (who’s not included in the definition of “family member” for insurance reasons) becomes ill or dies
• Your pet sitter or childcare falls through at the last minute
• You and your significant other break up
• Your travel companion is unable to go (please note that Cancel Anytime will only reimburse travel costs for the people named in the plan)
• You have a scheduling conflict
• The concert or event you planned to see is canceled
• You change your mind about traveling
• You decide you can’t afford the trip after all
• Bad weather is predicted at your destination

With Cancel Anytime, you can cancel for almost any reason at all!

Can I purchase Cancel Anytime travel insurance on its own?

Cancel Anytime can only be purchased as an upgrade to OneTrip Prime or OneTrip Premier. When you get a quote and select one of those two plans, you’ll be offered the Cancel Anytime upgrade. (Cancel Anytime is not offered in all states.)

Does the Cancel Anytime upgrade apply after I’ve already left on my trip?

You must cancel your trip before you depart in order to make a Cancel Anytime claim. You may cancel on the day of your scheduled departure, however, as long as you haven’t left on your trip.

If you need to cut short your trip for a covered reason, then your trip interruption benefit could apply. 

Have questions about Cancel Anytime? Contact us anytime!

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